Commercial Credit Leasing makes perfect sense for all your business strategies and objectives in a dynamic professional environment. Leasing provides flexibility to conserve cash-on-hand for investment in essential equipment and services, helps to meet ever-changing technological needs quickly and easily, and may offer tax advantages.

Need more than Apple products? You may add other hardware, software and services to your Apple Financial Lease. Product page Service page

Reasons to lease Cash management • Predictable, affordable payments • May address capital budget limitations • Preserves cash and credit lines for other uses

More control over your budget. More technology for your business. Deciding how to pay for technology is as important as choosing the right technology. Whether it is one system or an enterprise-wide deployment, leasing, provided by Apple Financial Services allows you to pay for equipment as your business grows, not before. It’s simple….“One-stop” shopping You can finance your entire solution: equipment, software and services, in one easy payment, customized to meet your needs.

Technical considerations • Obsolescence hedge • Facilitates add-ons and upgrades • Leverage installed equipment as a source of funding for new projects

Advantages of Apple Financial Services include: • Fast approvals • Range of payment structures • Flexible terms • Bundled solution • Trade-in options

Flexibility and convenience • Customized structures • Solution simplified into one, easy payment • No asset disposition worries under certain lease structures • Payments or terms can be matched to use

How to Apply Apply on-line (secure site) or contact a MacMan Crew member for more information salesinfo@macmancrew.com Call 1-888-773-5313

Apple Financial Services has a financial solution to meet your needs: Fair Market Value lease $1 Purchase Option lease 10% Purchase Option lease Customized structures

Decision Matrix Fair Market Value Lease 10% Purchase Option Lease $1 Purchase Option Lease Technology strategy Our company demands the latest technology and wants the option to get new equipment every two or three years. Our company needs the option to replace the equipment every couple of years, but we are concerned about the end-of-term price if we choose to purchase the equipment. Our company chooses to own the equipment, take advantage of the depreciation, and make low monthly payments. End-of-term options Return all the equipment to Apple Financial Services and upgrade to the latest technology. Purchase the equipment at its then current fair market value. Extend the lease at a negotiated rate. Return all the equipment to Apple Financial Services and upgrade to the latest technology. Purchase the equipment at 10% of the original equipment cost. Extend the lease at a negotiated rate. After all the payments are made, title to the equipment is yours for $1. Tax advantages The monthly lease payments may be fully deductible as an expense. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor. More information For more information on the Fair Market Value Lease, please download the data sheet. For more information on the 10% Purchase Option Lease, please download the data sheet. For more information on the $1 Purchase Option Lease, please download the data sheet.

IMPORTANT NOTICE: Nothing contained herein shall be construed as an approval or commitment to finance or provision of other service by Apple Financial Services to any person. All transactions are subject to final investment approval/credit approval by Apple Financial Services and the execution of mutually satisfactory definitive documentation. Nothing contained herein shall be construed as a guarantee or promise of profitability or generation of revenue of any kind whatsoever. Nothing contained herein shall be construed as tax, accounting, financial or legal advice by Apple Financial Services to any person. Recipient should consult his/her/its own professional advisors for any such advice. Nothing contained herein shall be construed to constitute employment, agency, partnership, joint venture, fiduciary or similar relationship between Apple Financial Services and any person.

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